Like many significant purchases, buying a new custom Florida home during a season jammed with big end-of-year holidays, celebrations and vacations, might seem as if it’s best delayed to a not-so-frantic part of the calendar.
But what if you must move because of personal, work or family deadlines? Or know it’s a good time for you and yours to buy that new custom Florida home?
We at ICI Homes say go for it and here’s why: there are advantages to buying a new-construction home during this perceived “off season.”
Here’s why buying a home by December 31st can be a smart idea.
Key takeaways
Buying a new home by December 31 can offer valuable tax advantages, including potential deductions for mortgage interest and property taxes.
December buyers often face less competition than in busier spring and summer seasons, making it easier to find the right home.
Quieter year end months allow sales associates to provide more focused attention, guidance, and personalized support.
Move in ready inventory homes make it possible to secure a new home quickly and meet end of year timelines.
Builders frequently offer incentives during the holiday season, helping buyers save on pricing, rates, or closing costs.
Taxes
They’re a big deal.
We won’t go into this complicated arena, but generally, if you snare a new custom Florida home from ICI Homes via a mortgage before December 31st, you can deduct mortgage interest (within allowable limits) and state and local property taxes subject to a $10,000 limit on your current year’s taxes. Visit IRS.gov for more detailed information.
Less competition
Residential real estate’s traditional prime buying and selling seasons of spring and summer aren’t Black Friday-esque (remember all those viral videos of arguing shoppers?), but they can be busy with annual builder associations’ Parade of Homes and many people intent on moving during seasons when kids are out of school.
December is more low-key, although still active, especially in the state of Florida. Part-time or seasonal residents considering becoming full-time residents tend to be in the market late each year and earlier in the new year. So you’ll have company on your late-season quest.
But, December home buyers here do have an edge. There’s simply more time to search for a new custom Florida home, and less competition to navigate.
More time and attention
ICI Homes sales associates love nothing more than pairing the perfect new custom Florida home with its first owner(s).
Quieter periods during the residential real estate calendar allow them to devote more time and enthusiasm to customers. Sometimes a December sales-center conversation, or online meeting, can evolve into ideas and possibilities that might be more elusive during busier sales seasons.
Our sales pros know their inventory, its history, and finish dates on future inventory homes. They’re happy to meet your challenge of buying a new custom Florida home by December 31st!
Inventory homes are key
These are built to sell rather than for a specific customer, and ICI Homes’ inventory homes represent our most popular floor plans. They’re built with timeless interior and exterior finishes, and are a fantastic solution if you’re calendar-counting.
Find a move-in-ready inventory home that’s perfect? Make it yours by December 31.
Builder incentives
Many residential developers like ICI Homes offer special pricing, mortgage-rate buy downs, or helpful credits towards closing costs or design-center choices during the holiday season.
These financial boosts can speed up any purchase in time to celebrate on New Year’s Eve.
Ready for your new custom Florida home? Talk to ICI Homes here.
